MCP server for personal banking
Your bank data, in the AI you already use.
Read-only by design.
Works with Claude Desktop, claude.ai, Claude Code, Cursor — any MCP client. Ledgerwire can see, never touch: it cannot move money, and it cannot change anything at your bank.
Works with
claude
claude.ai
claude-code
cursor
windsurf
claude · ledgerwire mcp
Trust
read-only by architecture
Credentials stay at your bank
Your bank credentials never touch Ledgerwire — you sign in at your bank; Quiltt, our regulated data aggregator, handles the connection.
Revoke access in one click
Per-device tokens you can revoke instantly from the dashboard.
Security in the open
We publish our security reviews — read them yourself.
Specifications
the things developers actually ask
Auth
OAuth 2.1 for claude.ai · a revocable token for Claude Desktop, Cursor & Windsurf
Transport
MCP / streamable HTTP
Bank scope
Read-only · transactions, balances
Storage
Credentials hashed or encrypted at rest · no plaintext secrets
Clients
Claude Desktop · Claude Code CLI · Cursor · Windsurf
Coverage & data
honest by default
Banks
Most major U.S. banks, credit unions & brokerages — Chase, Capital One, Wells Fargo, Amex, Fidelity, Schwab and thousands more, via Quiltt. Check your bank →
Field coverage
Varies by bank — APR, holdings, and categories aren’t reported by every institution. We show what your bank shares and never invent the rest.
Freshness
Bank data posts over a few days, so it isn’t real-time and the current period may be partial. How fresh is the data? →
How it works
three steps · about ninety seconds
01
Sign in
One email, one magic link. No password to leak.
02
Connect a bank
Quiltt handles the bank link. Read-only — no transfer, no payment scope, ever.
03
Connect your AI client
Authorize claude.ai in one click (OAuth — nothing to paste), or paste a revocable token snippet for Claude Desktop, Cursor or Windsurf.
Pricing
start free · no trial, cancel anytime
Free
$0 — one connected institution, 50 queries a day. No card required.
Unlimited
$8.99/mo — unlimited institutions and queries. No free trial; cancel anytime.
Topology
read-only · one wire each way
Banks
Chase
Capital One
Wells Fargo
thousands via Quiltt
Ledgerwire
mcp.ledgerwire.io
hash-stored tokens
us-east-1
AI clients
Claude Desktop
Claude Code CLI
Cursor
Windsurf